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REFINANCE TODAY

Put some money in your pocket tomorrow!

RATE & TERM REFI

  • great for people just looking to lower their rate, payment and save thousands of dollars in interest

  • Free up cash immediately several different ways: 

    • Up to 2 mortgage payment deferrals for eligible borrowers

    • Escrow Cash-Back; receive a check for whatever is in your current escrow account at time of closing (it's YOUR money- do what you want with it!

    • Lower your rate and monthly payment

    • May be eligible for lower homeowners insurance through our exclusive homeowners insurance partners throughout Texas 

  • May be eligible for no out of pocket closing costs

Cash-Out / Debt Consolidation Refinance

  • Perfect for individuals who need to take additional cash-out for a rainy day, emergency funds or simply to re-allocate somewhere better

  • Can also be used to borrow cash to update the home; do home renovations and even home-remodeling 

  • Excellent option to pay off high interest rate credit card debt, student loans, HELOC's, 2nd mortgages and other types of loans

Eligibility Requirements

  • 620 Minimum Mid-Fico

  • No BK's within past two years

  • No derogatory marks such as federal student loan defaults in last two years (must be current)

  • No derogatory mortgage payments (30 days late or more) in past 6 months

Easy Online Application Process! 

CURRENT RATES