Buying a House

ONE APPLICATION, ONE CREDIT PULL, 100'S OF MORTGAGE OPTIONS.

Experience the difference of working with your local Texas Home Loan officer at Houseloantexas.com

Research shows that consumers who shop multiple mortgage lenders save the most money! 

That's why when you choose to apply for a mortgage with me, your local Texas loan officer, you can't go wrong. With one application and one initial credit pull I have the ability to compare 20-30 different lenders side by side to get you the very lowest rate & best mortgage program out there today, without all the extra dings to your credit, like when you shop on your own! 

  • Less Fee's than the bank, More options!

  • Centralized setup means our regional loan officers, like me, operate with virtually NO overhead, which means YOU SAVE BIG :)  

  •  We also have the best rates and pricing that the big banks don't have access to! 

  • Get access to Niche products that you can't find anywhere else! 

  • Wholesale rates and pricing even on JUMBO mortgages that can't be beat! 

Get to know me a little better: IG @lady_of_loans 

 

Call or text me at 830-484-8950

 
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V.A. HOME LOAN

0% Down For Our Home-Town Hereos

I got my start on the VA Loan Team in the mortgage industry, so you're in good hands if you're in need of a V.A. Home Loan. I was recently certified as a V.A. Home Loan Ambassador with Caliber Home Loans, so you could say I'm your local VA Home Loan Expert. With friends and family who are both retired veterans and active duty members, I have the utmost respect for our service men and women. Excellence and integrity in all that I do.  VA Home Loans offer 100% Financing, which means you do not need to come up with a down payment! VA Home loans also do NOT require any private mortgage insurance, unlike other mortgage programs. 

You May Be Eligible For A VA IRRRL (Reduce Your Interest Rate Easily)

If you're interested in trying to get out of your adjustable rate mortgage and into something more stable like a fixed rate VA loan , then a VA IRRRL  may be the right program for you. Veterans are entitled to apply to lower their rate or lock in to a fixed rate through the VA IRRRL program, which often times does not require an appraisal or income check! 

 

FHA STREAMLINE REFI

Lower your rate, lower your payment; no appraisal required.

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5% DOWN JUMBO LOANS

For Borrowers With Exceptional Credit & Adequate Reserves

For qualified borrowers with exceptional credit who need a mortgage loan or need to refinance a mortgage loan that will exceed $647,200. 

--> APPLY NOW

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Office Desk

LOW DOWN-PAYMENT LOANS

0%-3% Down; No Borrower Contribution Required for Qualified Individuals

It's time to start making your money work for you. And that starts with your mortgage! 

Gone are the days of 20% down only options - even if you have more money in the bank than your average individual. Let's keep it that way for a rainy day huh? They say cash is king, and this queen likes to hang on to hers.  You never know when you're going to need it...or want it. 

3% DOWN LOAN PROGRAMS:

These conventional loan programs are often over-looked or simply not known about. Best of all, some have NO requirement to be a first time buyer! Call today to see if you're eligible or apply here to get pre-qualified: apply now for the 3% down program

5% DOWN FOR JUMBO LOANS AND NO PMI 

I have access to Elite Mortgage Programs for borrowers with excellent credit (700+). 

We reward you by allowing you to put down less than 10% without requiring you to pay extra private mortgage insurance. Loan Amounts up to $3 million are allowed.


Get A Free Quote Now!

https://www.surveymonkey.com/r/669J8C7

 
Office Desk

ASSET AMORTIZATION & BANK STATEMENT PROGRAMS

Great for the Self-Employed Individual

This may be ideal for:

  • Self-employed individuals who would like to avoid using tax returns to qualify

  • Borrowers who would like to avoid using tax returns to qualify

  • Borrowers with significant assets and or reserves

Eligible Transactions Include:

  • Purchase money transactions of a single family residence

  • Refinancing

  • Cash-Back/Cash-Out/Debt Consolidation Refinancing 

E-mail d.denimarck@obsidianmortgage.com to start the application process!

 
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YOUR LOCAL LOAN EXPERT

For all your home loan needs! 

 
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This material is not from HUD or FHA and has not been approved by HUD or a government agency.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

House Loan Texas and HouseLoanTexas.com powered by Obsidian Financial Services 
Headquarters: 907 E Strawbridge Ave, Melbourne, FL 32901
Phone: 830-484-8950

d.denimarck@obsidianmortgage.com
NMLS #1425046
Equal Housing Lender.
www.obsidianmortgage.com